The benefits of using me as a Realtor when you are looking to purchase a home
One hour meeting to discuss the process of purchasing a home
Discussion and explanation of Agency relationships
Discussion and a review of the forms used to create working relationship Discussion of the forms used to purchase a home
Pre-buyer counseling and education
- Discussion of expectation of the buyers, create a list of price terms, style, number of bedrooms, number of bathrooms, garage stalls, school district drive times to work recreational needs and wants etc.
- Discussion of the time frame we are working with, current lease? Present home ownership etc
- Search options, e-mail, internet, personal in home tours, when? Who will attend?
- Disclosures: sellers, city inspections, code compliance, Private inspections,furnace certification, wells, septic tanks, oil tanks etc
- Discuss the necessity of being pre approved by reputable, established lender
- Discuss the value of home inspections, structure, Radon, lead, etc
- Who will be signing the loan papers, who will be signing the contracts.Previewing properties
- I will set up all showings through owners or other listing companies
- I will explain what to look for in the structure and the mechanical systems, I will review the disclosure documents for properties that have an interest for you
- I will analyze the value of the homes in the neighborhood and compare the value of homes that you have an interest in purchasing.
- Discuss touring open houses with and without me the benefits and the pitfalls,what to say and what not to say to other agents or ownersDrafting the purchase agreementEvaluate to price of the home, and structuring the offer with strong points to make your offer the one they will accept
Contingencies; risks and rewards
Clauses
Multiple offers
Financing issues and illegal activities
Best interest
Earnest money
Inspections, what happens during this period Closing date
Possession date
Presentation of the offer
Counter offers
Due diligence/time is of the essence
Obtain all proper signatures
Delivery of the paperwork
Post purchase agreement counseling and follow up
Provide counsel and negotiate issues
Follow up on all other inspections and contingencies Verify work orders are completed
Mortgage lender follow up
Provide all documents to lender
Verify appraisal has been ordered
Provide good faith estimate
Arrange closing date, time and location
Verify title work complete
Prepare buyers for closing, insurance binder, paid receipts Schedule and attend walk through
Negotiate any last minute issues
Counsel buyers what they need to bring to closing:
Drivers license, social security numbers, residence last ten years, certified funds and personal funds, verify with lender exact amounts
Estimate time to allow for closing
Verify all terms of the purchase agreement have been met
Explanation of title insurance
Closing the sale
- Attend the closing
- Go through the HUD settlement statement with the buyer
- Handle any last minute issues- all known conflicts to be resolved by a writtenagreement
- Exchange keys and garage door openers
Verify possession date and time Remind to file homestead
Register to vote
Thank you for giving me the opportunity to assist you with the purchase of your new home!